Zephyr Capital CoBusiness Funding

Funding Options

Funding options built around your business

Review a few clear paths and request a fast review. We help you understand what may fit — without pressure or inflated promises.

Term Loan

A funding option for businesses seeking a defined amount of capital with structured repayment.

  • Approximate range: roughly $20K–$1M
  • Terms may extend up to about 24 months depending on approval and fit
  • Often used for expansion, equipment, repairs, payroll timing, inventory, vendor obligations, marketing, or operating pressure

Working Capital

Flexible funding for operating needs such as payroll, inventory, repairs, marketing, staffing, equipment, vendor payments, or seasonal pressure.

  • Fit is often tied to monthly business revenue and operating history
  • Often suited for businesses operating about 12+ months with steady monthly revenue
  • Structured around the everyday rhythm of running a business

Line of Credit

A funding option that may provide access to capital as business needs arise.

  • Useful for uneven cash flow and inventory timing
  • Helpful for vendor payments and short-term operating needs
  • Considered for marketing campaigns, seasonal demand, and time-sensitive business expenses

This is not a commitment to lend. All funding is subject to approval.

Ranges and terms shown are general guidance only. They are not an offer, and they do not reflect specific rates, factor rates, or guaranteed approval. Final options depend on review and approval.

Request a fast review

Tell us about your business

Share a few details and we'll review your inquiry. There is no obligation, and submitting this form is not an application for credit or a commitment to lend.

  • Quick to complete — just the essentials
  • Clear next steps after we review
  • Conservative, plain-language guidance

Checking this box allows Zephyr Capital Co to contact you by phone, email, or text message regarding your inquiry. Message and data rates may apply. Consent is not a condition of approval or funding. You may opt out of SMS by replying STOP.

This is not a commitment to lend. All funding is subject to approval.